Paper Details

Name: Neeru Sidana & Taruna Dubey
Country: India

Year: 2018
Volume: Volume-5, Issue-1 (January-June)
Page Number: 34-44

Introduction
The rural India is more populated comprising 68.87% of population and share of urban is less compared to rural population i.e. 31.6% (Census 2011). Therefore it is important to focus on the rural women and develop entrepreneurial skill among them. Women’s development means unification, integration and has spread effects in cultural as well as social fields
(Mehta and Sethi, 1997). Self help groups play a significant role in advancing finance and capacity building programmes to empower them (Sabiha Fazalbhoy, 2014). The capacity building training programme can play crucial role in the upliftment of poor by enabling, empowering, decision Making and making them self reliant (Sankara, 2016). Self help groups by providing them opportunity to become economically independent, increase awareness,
progress in their standard of living, enlarge social networking, increase self confidence, urge to accomplish, courage to participate in political interaction, decision making, solving the problems of rural women as well as at village level and increase leadership among rural women. (Padmavathi,2011). As far as Jammu and Kashmir state is concerned, unemployment rate is high than nations average unemployment rate and therefore self help groups can help
the women in rural areas to avail the opportunity of self employment. Self- employment empowers the rural women to bring positive change and uplift the economic status. SHGs help in meeting credit requirements and increase status of women in the economic, social, cultural and democratic sphere of life. The change phase of business where women work as entrepreneur has good work force and the requirement is to increase the profitability by
providing training as well as guidance for prosperous and bright future (Rajasekaran and SinUMEED scheme has been launched in Jammu and Kashmir by Congress secretaryRahul Gandhi along with then chief minister Omar Abdullah in Kashmir Budgam district in June 2013 the project was launched from Swarn Jayanti Gram Swarozgar Yojana and later on
restructured as national rural livelihood mission. This model is already a success in South India where women also had nothing to eat have had made wonders with the help of the scheme. the project encourages rural women to focus on small savings and get financial help from the banks at the time of need. Rahul Gandhi had announced the fund allocated for UMEED project was 755 crore which is centrally sponsored scheme and helpful for $900,000
it in 143 blocks as well as covering 4098 panchayats of Jammu and Kashmir state.